Terms of Use

Welcome to Rippit, Inc's website. These Terms of Use ("Terms") govern your use of the Rippit's ("our") website and/or mobile app (collectively the "Site"). Please read the terms in full before using our Site. By accepting these Terms, or by using our Site, you agree to be legally bound by these Terms, our Privacy Policy, and any other underlying agreements or terms. If you do not agree to these terms, please do not use our Site. We reserve the right to modify these Terms at any time. If we materially alter these Terms, we will let you know of such changes by posting a notice on our Site and/or contacting you at the e-mail address provided to us. Your continued use of the Site will be considered your agreement that your information may be used in accordance with the new Terms. If you do not agree with the changes, then you should stop using the Site.

Access to Site and Mobile App

You will be able to access our Site without having to register any details with us. However, if you choose to create an account with us, you will have to register certain details. For more information on the information we collect, how we use that information and how we disclose that information, see our Privacy Policy.

Use of Site

Our Site, images, data, text, audios, videos, photographs, custom graphics, logos, button icons, descriptions and all other material provided, and the collection and compilation and assembly thereof are the exclusive property of Rippit or its parent and are protected by U.S. and international copyright laws.

The contents of our Site may be used for informational purposes only. Any other use of such contents, including the reproduction, modification, distribution, transmission, republication, display or performance of the contents without our prior written consent is expressly forbidden.

Any other trademarks or service marks appearing anywhere on our Site are the property of their respective owners. To the extent any product name or logo does not appear with a trademark (™) does not constitute a waiver of any and all intellectual property rights that Rippit has established in any of its products, features, or service names or logos.

You may not use, reproduce, modify, transmit, display, publish, sell, create derivative works, or distribute by any means, method, or process whatsoever, now known or hereafter developed, any content of this Site for commercial profit or gain. Nothing in these Terms or on the Site shall be construed as conferring any intellectual property or other proprietary rights to you. You agree to observe copyright and other applicable laws and may not use the content in any manner that infringes or violates the rights of any person or entity. Except for User Content, Rippit and its licensors retain all right, title, and interest in and to the Site and all content, materials, and features made available by or on behalf of Rippit on or through the Site, including the Site's design, graphics, logos, button icons, descriptions, text, audio, video, photographs, custom graphics, code, compilations, interfaces, and other Rippit-owned or Rippit-controlled materials, whether now existing or later developed (collectively, "Rippit Content"). For clarity, Rippit Content does not include User Content, and Rippit's rights in User Content are addressed in the "User Content" section below.

As a condition of your use of the Site, you will not use the Site, or any contents or services, for any purpose that is unlawful in any applicable jurisdiction where our Site is being used, or prohibited by these terms, conditions, and notices, and you agree to abide by the terms and conditions set forth in the "User Conduct" section. You may not use the Site contents or services in any manner that could damage, disable, overburden, or impair any of our equipment or interfere with any other party's use and enjoyment of the Site, or any contents or services. You may not attempt to gain access to any portion of the Site, or any of its contents or services, other than those for which you are authorized.

While every effort is made for the timeliness and accuracy of the Site content and services, we make no warranties either express or implied, and assume no liability or responsibility for the completeness, use, accuracy, reliability, correctness, timeliness or usefulness, of any of the results obtained from its use.

We make no representation or warranty, express or implied, with respect to the content of the Site, or links to other websites, including but not limited to accurateness, completeness, correctness, timeliness or reliability. We make no representation or warranty regarding the merchantability or fitness for a particular purpose or use with respect to any content or services whatsoever that may be accessed through this Site, or the results to be obtained from using the Site. We make no representation or warranty that the Site or content is free from defects or viruses. Your use of external links and third-party websites is at your own risk and subject to the terms and conditions of use for such links and websites.

While every effort is made so that all content provided on the Site does not contain viruses and/or harmful materials, you should take reasonable and appropriate precautions to scan for viruses or otherwise protect your computer or device, and you should have a complete and current backup of the applicable items on your computer or device. We disclaim any liability for the need for services or replacing equipment or data resulting from your use of the Site. While every effort is made for smooth and continuous operation, we do not warrant the Site will operate error free.

By submitting a telephone number to Rippit you agree that a representative of Rippit can contact you at the number you provide, potentially using automated technology (including texts/SMS messaging) or a pre-recorded message. Your consent is not an obligation to receive any of our products and/or services.

User Content

As used in these Terms, "User Content" means any information, content, text, images, photos, reviews, ratings, comments, messages, suggestions, feedback, audio, video, or other materials that you submit, post, upload, transmit, or otherwise make available through or in connection with the Site.

As between you and Rippit, you retain any ownership rights you may have in your User Content, subject to the rights and licenses granted in these Terms. To the fullest extent permitted by applicable law and these Terms, you hereby grant Rippit and its affiliates, successors, assigns, service providers, and business partners a worldwide, perpetual, irrevocable, transferable, sublicensable, royalty-free, fully paid-up license to host, store, copy, reproduce, distribute, transmit, display, perform, publish, adapt, translate, modify, reformat, create derivative works from, analyze, aggregate, commercialize, and otherwise use your User Content, in any format or media now known or later developed, for any lawful business purpose, including to operate, provide, maintain, improve, promote, market, develop, train, analyze, and commercialize the Site, Rippit's products and services, and Rippit's business operations.

You represent and warrant that: (a) you own your User Content or otherwise have all rights, licenses, permissions, consents, and authority necessary to submit it and to grant the licenses and rights described in these Terms; (b) your User Content does not and will not infringe, misappropriate, or otherwise violate any third-party right, including any copyright, trademark, trade secret, privacy, publicity, contractual, or other proprietary right; (c) your User Content does not violate any applicable law; and (d) your User Content and your submission of User Content comply with these Terms, including the User Conduct section.

If you submit reviews, ratings, comments, or other opinions or feedback, you understand and agree that such User Content reflects your own views only and does not reflect the views, opinions, recommendations, or endorsements of Rippit. Rippit does not adopt, endorse, verify, or guarantee any User Content, including any review or rating.

Rippit may, but is not obligated to, monitor, review, screen, moderate, edit, restrict, suspend, remove, disable access to, or decline to display any User Content at any time, for any reason or no reason, in Rippit's sole discretion, including if Rippit believes that the User Content violates these Terms, applicable law, or the rights of any person or entity, or may create risk for Rippit, users, or others. Rippit may also suspend, restrict, or terminate your account or access to the Site if Rippit determines, in its sole discretion, that you have violated these Terms, submitted prohibited or infringing User Content, engaged in misuse of the Site, or otherwise acted in a manner that may create risk for Rippit, users, or others.

Site Uptime

We take all reasonable steps so that our Site is available 24 hours every day, 365 days per year. However, websites do sometimes encounter downtime due to server and other technical issues. Therefore, we will not be liable if this Site is unavailable at any time.

Our Site may be temporarily unavailable due to issues such as system failure, maintenance or repair, or for reasons beyond our control. Where possible, we will try to give our users advance warning of maintenance issues, but shall not be obliged to do so.

User Conduct

When using our Site, you shall not post or send to or from either the Site:

• (a)content for which you have not obtained all necessary consents;
• (b)content that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offense, give rise to a civil liability, or otherwise is contrary to the law in any applicable jurisdiction where our Site is being used;
• (c)content which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.

We will fully cooperate with any law enforcement authorities or court order requiring us to disclose the identity or other details or any person posting materials to our Site in breach of this Section.

You shall not use our Site while distracted or preoccupied, such as when operating a motor vehicle. You should access our Site only with due regard for your own safety and the safety of others.

Without limiting any other rights or remedies available to Rippit, violation of this User Conduct section may result in removal or restriction of User Content, suspension or termination of your account or access to the Site, and any other action Rippit deems appropriate.

Links to and from Third Party Websites

Any links furnished on our Site may allow you to leave our Site. These third party websites are not under our control and we disclaim any responsibility for the contents of such linked websites or any link(s) contained in any such linked website(s) or any changes or updates to any of these websites. We further disclaim any responsibility for any form of transmission received from any linked third party website or advertising. We provide these links to you as a convenience to you and inclusion of any link herein shall in no way be construed as an endorsement by us of the website(s).

If you would like to link to our Site, you may only do so on the basis that you link to, but do not replicate, any page of our Site, and subject to the following conditions:

• (a)you do not in any way imply that we are endorsing any services or products unless this has been specifically agreed with us;
• (b)you do not misrepresent your relationship with us or present any false information about us;
• (c)you do not link from a website that is not owned by you; and
• (d)your website does not contain content that is offensive, controversial, infringes any intellectual property rights or other rights of any other person or does not comply in any way with the law of the United States of America.

If you choose to link our Site in breach of this Section, you shall fully indemnify us for any loss or damage suffered as a result of your actions.

Anti-Scraping, Automated Access, and Use of Site Content

You may not access, use, copy, collect, extract, harvest, monitor, scrape, crawl, index, cache, store, compile, or otherwise obtain any content, data, information, materials, or other elements of the Site, whether from public-facing pages or pages available only after login, through any automated or non-human means, except as expressly permitted by Rippit. Prohibited automated means include bots, crawlers, spiders, scrapers, scripts, browser automation tools, data-mining tools, bulk extraction tools, automated agents, or any other software, process, or technology used to access, collect, extract, or analyze Site content or data at scale or in an automated manner.

Without limiting the foregoing, you may not use any Site content, data, information, materials, or outputs, whether collected manually or through automated means, to develop, train, fine-tune, validate, improve, benchmark, operate, commercialize, or support any product, service, model, database, dataset, index, search tool, analytics tool, artificial intelligence system, machine learning system, large language model, or other technology that competes with, substitutes for, or replicates any Rippit product, service, feature, or offering, unless Rippit has expressly authorized that use in writing.

Rippit may permit certain automated access to public portions of the Site for legitimate search, retrieval, indexing, ranking, discoverability, or similar purposes, including by reputable search engines, AI-powered search services, retrieval tools, and other automated agents. Any such permission is limited to the scope made available by Rippit through written authorization, technical controls, published instructions, or machine-readable files, including robots.txt, sitemap files, metadata, crawler directives, or other access controls or protocols that Rippit chooses to publish or implement. You may not bypass, ignore, misrepresent compliance with, or interfere with those controls, and any access not expressly permitted by Rippit remains prohibited.

Rippit may suspend, block, rate-limit, or terminate access to the Site by any user, account, IP address, automated system, or agent that Rippit reasonably believes has violated this section or is accessing the Site in a manner inconsistent with Rippit's published controls, instructions, or permissions. Any permission granted under this section is revocable, limited, non-exclusive, non-transferable, and does not grant any ownership rights or any license to use Site content except as expressly stated.

Chatbots and Generative AI Use on the Site

The Site includes a chatbot powered by generative artificial intelligence (the "AI Feature"). The AI Feature is provided for general informational purposes to make your Rippit experience easier. Generative AI can produce outputs that are incorrect, incomplete, misleading, or not suited to your inquiry. The AI Feature may "hallucinate" facts, misinterpret your intent, or generate content that you find offensive or inappropriate. You agree that you will use your own judgment and, where appropriate, verify information from reliable sources before relying on it. You are solely responsible for how you use the Site and AI Feature and for any decisions, actions, communications, or outcomes that result. Do not rely on AI outputs as the sole basis for any decisions you make.

Do not submit personal information that you do not want processed through the Site to our AI Feature. The Site's collection and use of information is governed by the Privacy Policy including through the AI Feature. The AI Feature may be provided using third-party technologies or services. The Site is not responsible for third-party systems outside its reasonable control, including service interruptions, errors, or limitations in third-party models. To the maximum extent permitted by law, the Site and AI Feature are provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and availability. To the maximum extent permitted by law, the Site will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to your use of the Site or AI Feature, including reliance on AI outputs or communications you create or send using the Site.

Disclaimers

All information on our Site is of a general nature and is furnished for your knowledge and understanding and as an informational resource only. The documents and any related graphics published on this server could include technical inaccuracies or typographical errors. Changes are periodically added to the information contained on our Site. We may make improvements and/or changes to any of the products depicted or described herein at any time. We expressly disclaim any responsibility or liability for any adverse consequences or damages resulting from your use of the Site or reliance on the information from either.

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH REGARD TO ANY PRODUCTS, INFORMATION OR SERVICE PROVIDED THROUGH THIS SITE, INCLUDING, TITLE, NON-INFRINGEMENT, OR ANY OTHER WARRANTY, CONDITION, GUARANTY, OR REPRESENTATION, WHETHER ORAL OR IN WRITING, OR IN ELECTRONIC FORM.

RIPPIT DOES NOT WARRANT OR ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION DESCRIBED WITHIN OR DERIVED FROM OUR SITE OR SERVICE.

Limitation of Liability

YOUR USE OF OUR SITE IS ENTIRELY AT YOUR OWN RISK. WE WILL NOT BE RESPONSIBLE TO YOU OR TO ANY THIRD PARTIES FOR ANY DIRECT OR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR LOSSES OR INJURY YOU MAY INCUR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE SITE OR THE SERVICES AND/OR PRODUCTS, OR YOUR RELIANCE ON OR USE OF THE SITE, THE INFORMATION, PRODUCTS OR SERVICES PROVIDED, OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETIONS OR ANY FAILURE OF PERFORMANCE, OR ANY OF THE DATA OR OTHER MATERIALS TRANSMITTED THROUGH OR RESIDING ON OUR SITE, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF WE HAVE ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS.

Indemnification

You agree to defend, indemnify, and hold us, our officers, directors, employees, volunteers, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from or alleged to result from, your use of and access to the Site or your violation of these Terms or your violation of any third party right, including without limitation any trademark, copyright or other proprietary or privacy right.

Digital Millennium Copyright Act

Rippit respects the intellectual property rights of others and expects users of the Site to do the same. In accordance with the Digital Millennium Copyright Act, 17 U.S.C. § 512 ("DMCA"), Rippit will respond to notices of alleged copyright infringement that comply with the DMCA and may remove or disable access to material claimed to be infringing.

If you believe that material available on or through the Site infringes your copyright, you may send a written notice of alleged infringement to Rippit's designated copyright agent at:

Your notice must include substantially the following information, as required by 17 U.S.C. § 512(c)(3):

• (a)a physical or electronic signature of the copyright owner or a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
• (b)identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on the Site are covered by a single notice, a representative list of those works;
• (c)identification of the material that is claimed to be infringing or to be the subject of infringing activity, and information reasonably sufficient to permit Rippit to locate the material;
• (d)information reasonably sufficient to permit Rippit to contact the complaining party, such as an address, telephone number, and, if available, an email address;
• (e)a statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
• (f)a statement that the information in the notice is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

If material that you submitted to the Site is removed or disabled in response to a DMCA notice, Rippit may notify you of the removal or disabling. If you believe the material was removed or disabled as a result of mistake or misidentification, you may submit a counter-notification that complies with the DMCA. A counter-notification must include the information required by 17 U.S.C. § 512(g)(3), including your physical or electronic signature, identification of the removed material and its location before removal or disabling, a statement under penalty of perjury that you have a good-faith belief that the material was removed or disabled as a result of mistake or misidentification, your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district in which your address is located, or, if your address is outside the United States, the federal district court for the judicial district in which Rippit may be found, and that you will accept service of process from the person who submitted the original DMCA notice or that person's agent.

Rippit may restore removed or disabled material following receipt of a valid counter-notification in accordance with the DMCA. Rippit may also terminate, in appropriate circumstances, users who are repeat infringers or who repeatedly submit content that violates these Terms or the rights of others.

Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you.

Applicable Law

We make no representations that the content or the Site is appropriate or may be used or downloaded outside the United States. Access to the Site and/or the content may not be legal in certain countries outside the United States. If you access the Site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of the jurisdiction from which you access the Site.

Our Site is created and controlled in the State of New York, United States of America. The Site, and its contents, and any disputes arising therefrom shall be construed and interpreted under the laws of the State of New York, and applicable United States federal laws. Use of our Site constitutes agreement of the user to the jurisdiction of the state and federal courts located therein.

Our Site is subject to the United States export control laws and regulations, and may be subject to export or import regulations in other countries. You agree to strictly comply with all such laws and regulations and acknowledge that you have the responsibility to obtain authorization to export, re-export, or import of any data on our Site, as may be required.

Arbitration and Class Action Waiver

Any dispute, claim or controversy arising out of or relating to these Terms of Use or our Privacy Policy, or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration in New York, New York before one arbitrator. All disputes, including the arbitrability of any issue or dispute, shall be decided by the arbitrator. The arbitration shall be administered by JAMS pursuant to its Streamlined Arbitration Rules and Procedures. Rippit shall bear arbitration-related fees and expenses, including the fees of the arbitrator and JAMS' administrative fees, but not your attorney's fees. The language to be used in the arbitral proceedings will be English. Judgment on the Award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

Rippit and you waive any right to join or consolidate disputes by or against others as a representative or member of a class, to obtain relief in any arbitration in the interests of the general public, or to act as a private attorney general. If any provision related to this section is found to be illegal or unenforceable, then such provision shall be severed from the arbitration clause ("Arbitration"), but the rest of the arbitration clause shall remain enforceable and in full effect.

Rippit or you each can exercise any lawful rights or use other available remedies to:

• →Preserve or obtain possession of property;
• →Exercise self-help remedies, including setoff rights; or,
• →Obtain injunctive relief (including public injunctive relief), attachment, garnishment, or appointment of a receiver by a court of competent jurisdiction.

The substance of any disputes where public injunctive relief is available shall be decided by the arbitrator. Only if the claimant succeeds on its claim permitting the remedy of a public injunction may such claimant request that a court of competent jurisdiction enter an injunction in conformity with the arbitral award.

General

These Terms, together with the Privacy Policy, other terms or legal notices published by us on the Site, and any other applicable agreements, shall constitute the entire agreement between us concerning use of the Site. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. YOU AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Our Contact Information

Effective Date: July 22nd, 2026